What is Okra
Okra provides the infrastructure layer that powers the next wave of financial innovation by unlocking the power of open finance. Okra connects to financial institutions using a secure open API, removing the complexity and enabling seamless access to financial information and payment infrastructure.
Once you integrate with Okra, your users will be able to connect their bank accounts to your application in a matter of seconds. When you users log into their bank accounts, they create a connection between your application and the accounts at their financial institutions. This connection enables you to retrieve information like real-time balances, transactions, and KYC data.
Okra encrypts all account connection credentials and uses these credentials to access data in read-only mode.
Explore the products
Explore the use cases
This table helps you understand which of Okra's products are most relevant in these common use cases:
| Use Cases | Products |
|---|---|
| Reduce fraud | Identity to verify account-holder information Balance to fetch real-time account balances Fraud detection to identify possible fraudulent behavior |
| Supercharge personal financial management tools | Transactions to fetch detailed transaction history |
| Avoid NSF Fees | Balance to fetch real-time account balances |
| Transfer funds, or bank to bank transfer | Auth to fetch account details and verify ownership Balance to fetch real-time account balances Identity to verify account-holder information Payment to transfer funds and make payments. |
| Verify Income | Income to verify the income of a user |
| Budget and finance management | Auth to fetch account details and verify ownership Balance to fetch real-time account balances Spending Patterns To get insight into how users spend over time |
Updated about 22 hours ago