Glossary

Just to make sure we are all on the same page - get familiar with some of the words we use.

Account

An Account is the representation of a bank account inside a financial institution. An end-user can have several Accounts inside a Link. For example, in a bank one Link can have a savings account, current account.

Balance

A Balance represents the financial status of an Account at a given time.

Identity

An Identity helps you verify users' identities by accessing the information on file with their financial institution and retrieve a full KYC profile for an individual or corporate entity (including directors) across all banks in Nigeria.

Secret Key

A Secret Key is an ID and password pair you need to authenticate with the Okra API. You need to create a Secret Key before making API calls. When you signup, a Secret Key is created in your dashboard.

Income

An Income represents a list of insights about the income of a user through their bank account. For example, the different income sources, the income transactions, how certain we are that a source is actually income.

Transactions

A Transaction contains detailed information of each movement inside an Account.


What's Next

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